Private Lending & Capital Solutions
ABN Capital provides selective private lending and business-purpose funding solutions secured by Australian property and supported by more than 20 years of real-world lending and credit experience.
We work with borrowers, commercial operators, private investors and prospective private lenders seeking practical, structured funding solutions across second mortgages, short-term lending and business-purpose finance.
Our approach focuses on practical assessment, flexible structuring and confidential service tailored to each transaction.
Recent Funding Scenarios
Commercial Refinance — Adelaide
$2.4M Structured Refinance Facility
Industrial property security supporting a time-sensitive commercial refinance transaction. ABN Capital structured a tailored non-bank funding solution to assist with refinancing requirements and ongoing working capital flexibility.
Residual Stock Facility — Melbourne
Development Exit & Residual Stock Funding
Short-term private capital solution secured against completed residential stock, providing the borrower with additional time to optimise sales outcomes and manage project cash flow post-construction.
Bridging Facility — Brisbane
Property-Backed Bridging Finance
Structured short-term funding arranged to facilitate a time-sensitive settlement transaction, supported by real property security and a clearly defined refinance exit strategy.
Construction Refinance — Sydney
$4.1M Construction & Stabilisation Facility
Private lending solution arranged for an experienced developer requiring additional time to complete construction and transition into long-term refinance.
Second Mortgage Facility — Perth
Equity Release & Business Capital Solution
Structured second mortgage funding secured against commercial real estate, assisting a business owner with strategic working capital requirements and debt consolidation.
Development Site Refinance — Gold Coast
Land Banking & Development Funding Solution
Non-bank refinance facility secured against a development site, allowing the borrower to extend holding capacity while progressing planning and future construction approvals.
Who We Typically Assist
Commercial borrowers
Business owners
Experienced property investors
Clients requiring structured lending solutions
Complex or time-sensitive transactions
Security Types Considered
Commercial property
Residential property
Development sites
Industrial assets
Residual stock
Mixed-use property
Why Borrowers Work With ABN Capital
Structured finance solutions backed by experience, lender access, and commercial understanding.
At ABN Capital, we work with business owners, property investors, developers, and commercial borrowers seeking tailored funding solutions outside traditional banking structures.
Our role is to understand the transaction, structure the funding strategy, and connect clients with appropriate private and non-bank lending solutions.
Australia-Wide Lending Capability
We assist borrowers across metropolitan and regional Australia with access to a broad range of private, non-bank, and specialist funding solutions across residential, commercial, industrial, and development transactions.
Access To Private & Non-Bank Lenders
ABN Capital maintains relationships with private lenders, non-bank institutions, mortgage funds, and specialist funding providers, allowing us to assist with lending scenarios that may fall outside standard bank policy.
Structured Property-Backed Transactions
We specialise in structuring property-backed funding solutions across commercial refinance, development finance, bridging facilities, residual stock lending, second mortgages, and complex short-term transactions.
Experienced Commercial Finance Team
With extensive real-world lending and credit experience, our team understands the commercial realities of time-sensitive transactions, complex borrower structures, and strategic funding requirements.
Complex Lending Scenario Expertise
We regularly assist with transactions involving trust structures, company borrowers, development projects, time-sensitive settlements, refinancing scenarios, and borrowers requiring flexible or non-traditional lending solutions.
Relationship-Driven Advisory Approach
We focus on building long-term relationships with borrowers, brokers, and funding partners by delivering practical finance solutions, transparent communication, and commercially considered outcomes.
Efficient & Commercially Focused Process
Our approach is designed to provide borrowers with responsive assessment, clear communication, and practical funding pathways while maintaining a professional and commercially disciplined process.
Are You A Borrower Seeking Funds?
Business-purpose property lending
- Short-term capital solutions
- Second mortgage secured lending
- Commercial and investment transactions
- Bridging and transitional finance
- Structured private lending
- Specialised lending scenarios
Commercial & Practical Lending Approach
Many lending scenarios require practical commercial assessment rather than purely automated credit processes.
ABN Capital works closely with borrowers, brokers and introducers to assess opportunities based on:
- transaction structure
- security position
- commercial viability
- exit strategy
- overall lending scenario
We understand the realities of lending transactions and take a commercially practical approach to assessing funding opportunities.
Built On Real Lending Experience
ABN Capital draws on decades of practical experience across private lending, commercial finance and lending operations.
Our experience includes:
- private lending and secured transactions
- commercial lending structures
- borrower risk assessment
- lending operations and servicing
- complex lending scenarios
- practical commercial structuring
This operational lending experience also informs our governance and advisory work with lending, finance and fintech businesses across Australia.
Looking to become a private lender?
ABN Capital works with investors and prospective private lenders seeking private mortgage opportunities, governance guidance and assistance establishing structured private lending arrangements.
Confidential discussions are available for parties interested in participating in property-secured lending opportunities or require outsourced management or their portfolio.
Lending & Advisory Experience
Alongside private lending activity, ABN Capital also works with lending and fintech businesses across:
- operational readiness
- governance frameworks
- lending operations
- Responsible Manager services
- ACL readiness
- operational implementation
This combination of operational lending and governance experience provides practical insight into how lending businesses operate and scale in real-world environments.
Discuss A Funding Scenario
To discuss a private lending or commercial funding scenario, contact ABN Capital for a confidential discussion.